HBOT Insurance Coverage Lookup

Which hyperbaric oxygen therapy indications are covered by insurance, and which require cash-pay? UHMS-14 approved vs off-label, Medicare status, and major payer notes.

Indication Coverage Reference

Showing 26 of 26 indications. US-centric (Medicare/CMS anchor). Not legal or insurance advice — always verify with your specific payer and facility.

Indication UHMS Medicare / CMS Notes Typical cost
Carbon monoxide poisoning Approved Covered
LCD L35021
Covered at UHMS-accredited facility. Emergency indication — immediate treatment. Insurance; <$500 copay typical
Decompression sickness Approved Covered
LCD L35021
Life-threatening emergency; recompression per USN TT6. Insurance; no copay for emergency
Gas gangrene (clostridial myonecrosis) Approved Covered
LCD L35021
Adjunct to surgical debridement + antibiotics. Insurance
Crush injury / compartment syndrome Approved Covered
LCD L35021
Gustilo IIIb/IIIc; must document trauma severity. Insurance
Diabetic foot ulcer (Wagner 3+) Approved Covered
LCD L35021
Requires documentation: Wagner ≥3, failed 30 days standard wound care, TcPO2 testing. 2.4 ATA standard. Insurance covered; ~$450/session
Delayed radiation injury Approved Covered
LCD L35021
Soft tissue + bony necrosis. Marx protocol (20+10) for ORN prophylaxis. Insurance
Compromised skin grafts & flaps Approved Covered
LCD L35021
Threatened graft/flap only, not routine prophylaxis. Insurance
Chronic refractory osteomyelitis Approved Covered
LCD L35021
Must have failed standard antibiotic + surgical therapy. Insurance
Necrotising soft tissue infection Approved Covered
LCD L35021
Adjunct to urgent surgical debridement. Insurance
Intracranial abscess Approved Covered
LCD L35021
Adjunct to surgical drainage + antibiotics. Insurance
Severe anaemia (exceptional blood loss) Approved Covered
LCD L35021
When transfusion impossible (Jehovahs Witness, incompatibility, etc.). Insurance
Thermal burns Approved Covered
LCD L35021
Selected cases; evidence base is largely burn-centre observational. Insurance
Air or gas embolism Approved Covered
LCD L35021
Iatrogenic or diving-related; immediate recompression. Insurance; emergency
Sudden sensorineural hearing loss Approved Covered (since 2021)
LCD L35021
Time-sensitive — must be initiated within 14 days of onset. UHMS added 2019; CMS covered 2021. Insurance
Traumatic brain injury (TBI) Off-label Not covered Off-label. Growing RCT evidence (Efrati Lab). Some VA pilot programmes, state TBI programmes (OK, TX, FL) provide access. Cash-pay $6,000–$18,000 for 40 sessions
Post-concussion syndrome Off-label Not covered Same evidence base as TBI; off-label. Cash-pay
Stroke (chronic recovery) Off-label Not covered Off-label for chronic phase. Acute stroke is not standard HBOT indication. Cash-pay
Long COVID / PASC Off-label Not covered Off-label. Zilberman-Itskovich 2022 RCT at 2.0 ATA. Not covered by CMS or major private insurers. Cash-pay $6,000–$18,000
Fibromyalgia Off-label Not covered Off-label; Efrati 2015 trial supports symptom benefit at 2.0 ATA. Cash-pay
PTSD Off-label Not covered Off-label; mixed trial evidence (Harch 2017 vs Cifu 2014). Some veteran-specific state programmes. Cash-pay / state programmes for veterans
Autism spectrum disorder Off-label Not covered Off-label; evidence contested. Rossignol 2009 vs follow-up trials. Cash-pay
Cerebral palsy Off-label Not covered Off-label; Collet 2001 Lancet trial sham/active both improved. Cash-pay
Anti-aging / longevity Off-label Not covered Off-label wellness use. Hachmo 2020 telomere study used 2.0 ATA. Cash-pay $6,000–$18,000
Sports recovery / DOMS Off-label Not covered Off-label; limited RCT support (Babul 2003 negative). Cash-pay
Multiple sclerosis Off-label Not covered Not supported by Bennett 2011 Cochrane. Widely used off-label at UK MS Therapy Centres regardless. Cash-pay / UK MS Centres
Avascular necrosis (femoral head) Approved Variable (LCD-dependent) UHMS-approved (14th edition). Coverage varies by Medicare contractor; some private payers deny. Insurance (variable); cash-pay fallback

Payer Reference

Medicare (CMS)

US federal, 65+ or qualifying disability

Coverage: Follows UHMS 14 indications via LCD L35021. ~$450/session.

Does NOT cover off-label indications (TBI, long COVID, etc.). Facility must be UHMS-accredited.

Medicaid

US state-based, income-qualifying

Coverage: Varies by state; most follow Medicare LCD. Some states more restrictive.

Prior authorisation often required. Verify with state Medicaid office.

TRICARE (US military)

US active duty, dependants, retirees

Coverage: Covers UHMS indications per TRICARE Reimbursement Manual.

TBI/PTSD HBOT not covered as benefit; some installation pilot programmes exist.

VA Health Benefits

US veterans

Coverage: Covers UHMS indications. TBI/PTSD HBOT access through pilot programmes only.

See Veterans Resources Hub for state-specific TBI programmes.

Private insurance (US)

US commercial payers

Coverage: Typically mirrors CMS. Some payers broader (BCBS plans vary), some narrower.

Prior authorisation almost always required. Appeals process available for off-label.

NHS (UK)

UK national health service

Coverage: Covers emergency HBOT + selected clinical indications at NHS hyperbaric units.

MS Therapy Centres offer off-label HBOT independently of NHS.

Private pay / out-of-pocket

All off-label indications

Coverage: Not applicable

Cash-pay typical $150–$450 per session; $6,000–$18,000 for a 40-session neurological course.

Important: This reference reflects general US payer policy at the time of writing. Coverage criteria change — always verify current status with your specific insurer, the UHMS-accredited facility, and the Medicare contractor for your region.